Log In  |  Contact Us  |  Help
USDA Loans

USDA Guaranteed Rural Housing Mortgages are designed to assist borrowers in qualifying rural areas to become homeowners. Household income cannot exceed 115% of your county median income. Maximum income limits for your area can be found on the USDA website at http://www.rurdev.usda.gov/HSF-Direct_Income_Limits.html.

Rural Housing Loans offer the following features to home owners:

  • 100% financing options
  • First-time home buyers and previous homeowners eligible
  • Low monthly mortgage insurance



 USDA (United States Department of Agriculture)



Ready to get started?

 Apply Now

Request a Free Consultation


 For more information
or a rate quote
call (866) 374-7090
email us.

Heritage Bank | NMLS #541567
435 E George Hopper Road, Burlington, WA  98233
Toll Free:  (866) 374-7090