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Conventional Loans

 Conventional Fixed Rate Mortgage

Traditional Fixed Rate mortgages have a consistent interest rate for the entire loan term, so your principal and interest payments will never change. A fixed rate mortgage may be right for you if you plan on staying in your home long term, or if you prefer to budget a specific amount for your monthly housing expense.

Conventional ARM Mortgage

Adjustable Rate Mortgages (ARM) offer lower initial interest rates. After a specified period, these rates adjust annually to a new rate.  An ARM loan may be a good choice if you expect to move (or refinance), or if you expect to see an increase in income prior to the first adjustment.

Contact any of our loan officers to see which loan is best for you.




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or a rate quote
call (866) 374-7090
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Heritage Bank | NMLS #541567
435 E George Hopper Road, Burlington, WA  98233
Toll Free:  (866) 374-7090